A simpler way to deliver healthcare benefits.

How SmartHealth Works

SmartHealth replaces the traditional insurance bureaucracy with a direct-pay healthcare model. Businesses lower their healthcare costs, members gain access to $0 care, and providers get paid quickly for the services they deliver.

See If It’s a Fit

Start With a Better Health Plan

Schedule a quick call to see how SmartHealth helps businesses reduce healthcare costs while improving benefits for employees.

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Better Benefits Without the Insurance Waste

  • Businesses reduce healthcare spending by removing unnecessary insurance layers and administrative markups.
  • Employees gain meaningful benefits like $0 deductibles, $0 copays, and easier access to the care they need.
  • Providers receive faster payments and fewer billing complications, improving the experience for everyone involved.

A simpler healthcare system

SmartHealth focuses on the two things that matter most—helping members get care and making sure providers are paid quickly and fairly.

Members Get the Care They Need

SmartHealth helps employees access care without financial barriers. Many services are available with $0 deductibles and $0 copays, making healthcare easier and more accessible.

Providers Deliver the Care

Healthcare providers simply deliver the care they are trained to provide—without navigating complicated insurance rules, prior authorizations, or endless paperwork.

SmartHealth Pays Quickly

Our platform connects employers and providers directly, allowing claims to be processed quickly and enabling same-day payment after services are delivered.