Invest in your people, not premiums.
Smart, Flexible, and Transparent Health Coverage for Today’s Employers
SMART Health combines the power of partially self-funded plans with the negotiation strength of national Tier 1 contracts and cash-based medical pricing.
The average mid-market company can see a 15 to 30 percent annual saving on premiums.
Why employers are making the switch
Direct to Employer Healthcare Solutions
New laws are empowering businesses to take a second look at how they purchase health care. New innovative solutions are allowing customers to better control healthcare costs and improve care through direct-to-employer solutions, enhancing employee benefits and financial efficiency.
Built on Fortune 100 Standards
World-Class Health Strategy, Now Designed for Mid-Sized Companies
Lower Premiums
Say goodbye to $24,000+ annual premiums. Employers routinely save up to 50% while maintaining or improving coverage.
No Network Restrictions
Employees can see any provider. No more “in-network only” limitations—just fair, pre-negotiated cash pricing.
Real Transparency
Know what you’re paying before services happen. No surprises. No markup games. And no balance billing.
Built-In Risk Protection
Our plans are partially self-funded with a pooled reinsurance structure. That means even small businesses avoid catastrophic claim risk.
Customizable Coverages
Bolt-on the benefits that matter most—co-pays, Rx programs, lab access, accident insurance, and more. You build the right plan for your team.
Smart Support and Education
From onboarding to open enrollment, we provide automated support, employee education, and concierge service for high-cost claims.
Let’s Build a Better Plan Together
Start with a quick discovery call. We’ll help you assess if ShareWell or SmartHealth is right for your business—and show you how much you could save.